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Can you use buy now pay later with bad credit?
Buy now, pay later has some features that make it attractive if you have poor credit. But is it safe to use? Read more to find out!
How much does a loan affect your credit score in the UK?
Wondering whether that loan will help or hurt your credit score? Click to learn more about how much a loan could impact your credit score — and why!
Is a Drafty loan safe? Here's what you should know
Drafty is growing in popularity, and with that comes questions about how safe it is. Here, we’ll take a closer look at what you should know before borrowing.
Why Is My Credit Score Different On Different Sites?
Wondering why your score varies across sites? We’ll help you break it down. Keep reading to learn more and improve your score.
Do direct debits affect your credit score? It’s complicated
Direct debits don’t impact your credit score directly, but they can influence it. Keep reading to learn their real impact on your credit score.
What Does Adverse Credit Mean, and What Can You Do About It?
Adverse credit can impact your ability to qualify for loans and other credit products. Read more to learn what you can do about it.
Is Experian safe? Here’s what you should know
Is Experian safe? Broadly speaking, yes. Read more to learn why and see how you can build your credit score with any credit reference agency.
What is purchase rate on a credit card?
If you’re wondering what purchase rate is on a credit card, you’re not alone. Keep reading to learn what purchase rate means and why it matters.
How long does bankruptcy stay on your credit report?
When you can’t pay your debts, bankruptcy may provide relief. If you do, how long does bankruptcy stay on your credit report? Read more to find out.
What affects your credit score in the UK? These key factors
Want to know what affects your credit score in the UK? We’ve got you covered. Read more to learn about five key factors that affect your credit score.
Experience these benefits of budgeting in just three months
Budgeting is the foundation of healthy personal finance. Keep reading to learn about the top 10 benefits of budgeting.
What is a DRO? Debt Relief Orders explained
DROs are a type of debt management solution, but is it right for you? Learn more about a DRO's pros, cons, and everything in between.
What are interest-only mortgages & are they friends or foes?
Interest-only mortgages have lower monthly payments, but they have other drawbacks to be aware of. Read more to learn about this unique kind of mortgage!
What is an IVA in the UK? Learn how they work
IVAs can give you major debt relief, but they come at a cost to your credit score. Read more to learn about IVAs and if they're right for your circumstances.
How to effortlessly split your bills based on income
Money is a source of stress for many couples in the UK. Here, we’ll share how you can split bills in a way that works for you. Keep reading to learn more!
How long can you legally be chased for a debt in the UK?
Being chased for debts is incredibly stressful. When can you legally put an end to it? Keep reading to learn when debt collectors have to call it quits.
Does PayPal affect your credit score?
PayPal’s credit products can impact your credit score. Keep reading to learn more and see how you can protect your credit score.
Answered: What does ‘in debit’ mean on your energy bill?
Energy bills can be confusing. Here, we’ll explain what it means when your bill says that you’re ‘in debit’ and what you need to do!
10 Ways to build your credit score without a credit card
Building your credit score without a credit card is easier than you think. Keep reading to see 10 credit-card-free options for building your credit score!
Does switching banks really affect your credit score?
Switching banks can affect your credit score. Keep reading to learn how, and what you can do to minimise any damage from switching banks.
How to get out of your overdraft in 5 simple steps
If you’re like millions of other overdraft prisoners, you’re ready to get out of your overdraft for good. Read more to learn five simple steps for doing it.
What’s considered a bad credit score in the UK?
What a bad credit score is in the UK depends on the credit reference agency giving the score. Read more to learn what a bad credit score means for you!
How long does it really take to improve your credit score?
Improving your credit score is essential for many life goals — but how long does it take? Read more to find out what to expect as you rebuild your credit!
How long do hard searches stay on your credit file?
Hard searches can stay on your credit file for two years, but credit is a long-term game. Click to see how you can minimise damage from hard inquiries.
Does gambling affect your credit score?
It can affect your finances, but does gambling affect your credit score? Learn how gambling habits indirectly affect credit and how to protect your financial health.
Three signs a debt consolidation loan is right for you
A debt consolidation loan could help you manage your debts. Keep reading to learn if a debt consolidation loan is right for you.
What is cashback? Read this before getting that card…
If you’re looking for a new credit card, you might be asking yourself, “What is cashback?” Keep reading to learn more about this type of credit card.
6 things I wish I knew when I got my first credit card
Getting your first credit card is exciting, but it’s also a responsibility. Read more to empower yourself to use your credit card to build your credit score.
Why is my car insurance so high? Here’s how you can save £££
The cost of living crisis has the UK asking, ‘Why is my car insurance so high?’ Here’s what’s influencing premium costs and what you can do to save £££.
How to close a bank account — and 6 times when you should
If you want to know how to close a bank account, keep reading to learn how. Plus, learn how to avoid damaging your credit score when you close your account!
Should I get a credit card? Ask these questions first…
Are you wondering, ‘Should I get a credit card?’ Keep reading to see the five key questions that will help you find out if a credit card is right for you.
What is a secured loan? Learn the risks and advantages
What is a secured loan? You might be wondering if you’re improving your home or need to make a large purchase. Keep reading to learn more about secured loans.
How does car finance work? Make your choice with confidence!
If you need a new car, you’ll want to know how car finance works. Read more to learn about the main types of car finance, and learn which is best for you.
Do You Know These 25 Surprising Facts About Credit?
Your credit score is one most important factors in your financial life. Do you know enough to keep yours healthy? Check your knowledge here!
This is How Credit Card Minimum Payments Keep You in Debt
Credit card minimum payments can help you protect your credit score, but they can also plunge you into debt. Keep reading to learn how to avoid that.
What is a Balance Transfer Credit Card?
Are you wondering ‘what is a balance transfer credit card?’ Here, we’ll answer that and help you know if a balance transfer card is right for you.
How Much Rent Can I Afford?
Knowing how much rent you can afford is vital for a successful budget. Here, our simple calculator tools make it easy to see how much rent you can afford.
How Many Credit Cards Should I Have?
Are you wondering how many credit cards you should have? We’ve got answers. Keep reading to learn the benefits and risks of having multiple credit cards.
Why Has My Credit Score Gone Down? 8 Reasons You Can Check Today
If you’re wondering, ‘why has my credit score gone down?’ it can be frustrating. Here, we’ll explore 8 reasons your credit score may have dropped!
Is a Joint Credit Card Right for You? Here’s What No One Told You
Are you wondering if a joint credit card is right for you? Read more to learn the benefits and risks of adding cardholders to your credit card account.
What to Know About Credit Cards for the Self-Employed in the UK
Are you wondering if you can get a credit card while self-employed? We’ve got the answers to your questions—keep reading to learn more!
How to build your credit score with a student credit card
A student credit card is one of the best financial tools you can use. Keep reading to see how you can use one wisely and build your credit score early.
Does Clearpay Affect Your Credit Score?
BNPL services like Clearpay have grown in popularity, which has led many people to ask, ‘does Clearpay affect my credit score?’ Keep reading to find out!
How Long Does a Missed Payment Stay on Your Credit Report?
Wondering how long a missed payment stays on your credit report? Keep reading for the answers you need to protect your credit score and save money!
What are the Pros and Cons of Increasing Your Credit Limit?
Thinking about increasing your credit limit? Read our guide to make sure you’re making a decision that will save you money in the long run!
What’s the Difference Between Standing Orders & Direct Debits?
If you want to automate your bill payments, you should know the difference between standing orders and direct debits. Read more to learn the differences!
Headed to Uni? Check Out The Best Student Bank Accounts of 2023
Are you headed to university soon? Keep reading to check out some of the best student bank accounts with interest-free arranged overdrafts!
What to Know About the NatWest Student Account
NatWest’s student account is one of the most popular in the UK—but should you sign up for it when you head off to university? Read our review to find out!
What Are the Pros and Cons of the HSBC Student Account?
The HSBC student account is just one of the many student current accounts available in the UK. Is it right for you? Read our review to learn more!
FlexStudent: The Nationwide Student Account Reviewed
Entering university? You’ll need a student current account that meets your needs. Keep reading to learn if the Nationwide student account is right for you!
What Happens if You Don't Pay Your Student Loans? (UK)
Student loan debt can be overwhelming, but it won’t derail your finances. Read more to find out what happens if you don’t pay your student loans in the UK.
What to Know About Natwest Overdraft Charges in 2023
Overdraft charges generate billions of pounds for banks each year. Find out what you need to know about Natwest’s overdraft charges in 2023.
Does a Student Overdraft Affect Your Credit Score?
Student overdrafts are a huge benefit while you’re in university. But does a student overdraft affect your credit score? Keep reading to find out!
What is a Maintenance Loan in the UK? A Guide for Students
Maintenance loans help you pay for life’s expenses while you attend university. Keep reading to learn more about maintenance loans in the UK!
What You Should Know About the Santander Student Account
The Santander student account has useful benefits, but some drawbacks as well. Keep reading to learn if it’s the right student account for you!
What Affects Your Credit Score in the UK?
Understanding what affects your credit score is vital for building credit. Read more to learn about the factors that impact your credit score in the UK.
Are Premium Credit Cards Worth It?
Premium credit cards may seem like a tempting offer, but are the costly annual fees worth the benefits? Keep reading to find out!
The Beginner’s Guide to Borrowing Money
Borrowing for the first time can be intimidating. Here, we’ve broken borrowing down so you can make the best decision for your circumstances.
Does Klarna Affect Your Credit Score?
Klarna is a popular way of splitting up or delaying payments, but using Klarna could put your credit score at risk. Keep reading to find out how.
5 Tips For Renting with Bad Credit in the UK
Are you looking for housing in London but running into issues with credit checks? Check out these tips that you may not know about!
How to Improve Your Credit Score in the UK - 3 Month Action Plan
Improving your credit score is a key part of long-term financial health. Read more for a 3-month credit-building action plan to get your score moving up.
How BOE Base Rate Hikes Show the Risks of Variable Interest Rates
As the BOE raises the base rate again, mortgage holders with variable interest rates are feeling the consequences first hand. Keep reading to learn why.
How to Build Credit in the UK as an Immigrant
Building credit when you’re new to the UK can be hard, but it is possible, and you don’t even need a credit card to get started. Read more to learn how.
Six Amazing Side Hustles That Can Boost Your Income
Side-hustles are common in the UK for earning extra income. But what are the best side hustles, and how can they benefit you? Learn more here.
Should You Save or Pay Off Debt During a Recession?
Paying off certain debts during a recession could actually expose you to more risk. Read more to learn the best debts to pay off during a recession.
Five Tips on How to Prepare for a Recession in the UK
With a recession looming, you may be worried about how it will affect you. Try following these five savvy tips to stay prepared!
What Does A Recession Mean For Me?
Recessions can lead to anxiety and uncertainty about your finances. Read more to learn what a recession is and how it might affect you.
What You Should Know Before Taking Out a Secured Loan
Are you considering taking out a secured line of credit? Read this first to fully understand the risks that are involved with secured loans.
Payday Loan Disadvantages and Risks in the UK
Need money fast? Read this before taking out a payday loan in the UK
Soft vs. Hard Credit Check: What’s the Difference?
When you apply for credit, it’s key to know the impacts of hard and soft credit inquiries. Read more to learn about the different types of credit checks.
What is Debt Consolidation and Will it Affect My Credit Score?
Debt consolidation is one technique for debt management. Learn more to see how it can impact your credit score in this blog from Pave.
Does Opening a Bank Account Affect Your Credit Score?
Opening a bank account can provide you with a lot of benefits, but does doing so come with any drawbacks for your credit score? Keep reading to find out.
What is the Bank of England Base Rate and How Does It Affect Me?
Does the news about rising interest rates have you concerned or confused? Keep reading to learn what the Bank of England base rate rise might mean for you.
What Happens If I Can’t Pay My Overdraft in the UK?
Overdrafts are common in the UK, but do you really know what the consequences of an overdrawn account are? Keep reading to learn more.
How to Get Out of Debt in the UK
Getting out of debt can be overwhelming at first, but with the right techniques, anyone can do it. Read more to learn how to get out of debt in the UK.
How Different Types of Interest Impact Your Credit
Understanding the different types of interest can be confusing. In this post, we share simple explanations & examples so you can confidently build credit.
What Is a Guarantor and When Do You Need One?
If you’re renting for the first time, you may be required to have a guarantor. Learn what a guarantor is and when you need one here.
BNPL Meaning: Explanation and Guide
BNPL Meaning: BNPL stands for buy now, pay later. Read more to learn about how BNPL works and how it impacts your credit.
If I Can’t Pay Off My Credit Cards in the UK What Will Happen?
Find out will happen if you can’t pay off your credit cards & how you can start rebuilding your credit today!
What is Representative APR and Why is My APR Higher?
Credit card interest rates in the UK are much higher than other types of loans. Why is my APR so high? Learn more here!
What is a Good APR for a Credit Card in the UK?
Your APR determines how much interest your credit card charges accumulate. Read more to learn what a good APR is and why you shouldn’t carry a balance.
How to Start Building Credit at 18
Did you know you can start building credit once you turn 18? These tips and tricks will help you start early and gradually build a strong credit score.
Pros and Cons of Supermarket Credit Cards
Sainsbury’s and Tesco both offer credit cards - but which is better for building your credit score? Read more to make an informed decision.
Buy Now Pay Later Catalogues vs Klarna: What's the Difference?
BNPL is becoming increasingly popular. Read more to find out the difference between BNPL catalogues and BNPL schemes like Klarna.
I Need a Loan but Keep Getting Declined: All About Refused Credit
Been refused credit? We feel your pain. Read more to learn about declined lines of credit, and how to avoid this in the future.
How to Use a Credit Card Wisely
Credit cards can be intimidating, but with the right habits, you can use them to effectively build your credit score. Read our tips and tricks here.
Pave Survey: Financial Concerns over BNPL
Did you know that 60% of BNPL customers are worried about the impact on their credit score? Keep reading for more insights from Pave's survey.
BNPL Cards vs. Traditional Credit Cards: What’s the Difference?
Buy now, pay later cards are gaining popularity in the UK. Learn more about the differences between BNPL cards and traditional credit cards here!
Does Universal Credit Affect Your Credit Score?
Read more to learn the effect of Universal Credit on your credit score. Also find out the 5 quick ways to improve your credit rating.
Hey Students, Want a Tip? Engage With Your Credit Score Early!
Students and grads, here are 5 quick reasons why finances and credit scores should be at the top of your priority list in 2022!
All About Credit: For Students and Graduates
Building credit isn’t a piece of cake! Here's a short guide to understanding and improving your credit score as a student and graduate.
9 Brilliant Tips for Building Credit and Becoming Financially Fit
Becoming financially fit isn’t easy, but it’s within your reach. Read more to learn 9 tips to build your credit and become financially fit.
From Portify to Pave - We are Live!
We're thrilled to launch the new Pave app - our same easy-to-use interface, now with exciting new features.
What is a Credit Builder Loan?
Credit builder loans help people with no credit or poor credit to build their positive payment history. Learn if this option is right for you.
Understanding Credit Utilisation
Understanding credit utilisation can be tricky, but learn all about how to understand what credit utilisation is here.
Overdraft changes 2020: What do the changes mean for you?
Overdraft changes in 2020 mean that using your overdraft in 2022 might have become more expensive! Find out what the changes mean here.
The Ultimate Credit Builders for 2022
Looking to improve or build your credit? Check out these credit builder apps, accounts, and checkers that can give you a head start!
How much does a loan affect your credit score in the UK?
Wondering whether that loan will help or hurt your credit score? Click to learn more about how much a loan could impact your credit score — and why!
Why Is My Credit Score Different On Different Sites?
Wondering why your score varies across sites? We’ll help you break it down. Keep reading to learn more and improve your score.
What Does Adverse Credit Mean, and What Can You Do About It?
Adverse credit can impact your ability to qualify for loans and other credit products. Read more to learn what you can do about it.
Is Experian safe? Here’s what you should know
Is Experian safe? Broadly speaking, yes. Read more to learn why and see how you can build your credit score with any credit reference agency.
What is purchase rate on a credit card?
If you’re wondering what purchase rate is on a credit card, you’re not alone. Keep reading to learn what purchase rate means and why it matters.
What affects your credit score in the UK? These key factors
Want to know what affects your credit score in the UK? We’ve got you covered. Read more to learn about five key factors that affect your credit score.
Does PayPal affect your credit score?
PayPal’s credit products can impact your credit score. Keep reading to learn more and see how you can protect your credit score.
10 Ways to build your credit score without a credit card
Building your credit score without a credit card is easier than you think. Keep reading to see 10 credit-card-free options for building your credit score!
What’s considered a bad credit score in the UK?
What a bad credit score is in the UK depends on the credit reference agency giving the score. Read more to learn what a bad credit score means for you!
How long does it really take to improve your credit score?
Improving your credit score is essential for many life goals — but how long does it take? Read more to find out what to expect as you rebuild your credit!
How long do hard searches stay on your credit file?
Hard searches can stay on your credit file for two years, but credit is a long-term game. Click to see how you can minimise damage from hard inquiries.
What is cashback? Read this before getting that card…
If you’re looking for a new credit card, you might be asking yourself, “What is cashback?” Keep reading to learn more about this type of credit card.
6 things I wish I knew when I got my first credit card
Getting your first credit card is exciting, but it’s also a responsibility. Read more to empower yourself to use your credit card to build your credit score.
Should I get a credit card? Ask these questions first…
Are you wondering, ‘Should I get a credit card?’ Keep reading to see the five key questions that will help you find out if a credit card is right for you.
What is a secured loan? Learn the risks and advantages
What is a secured loan? You might be wondering if you’re improving your home or need to make a large purchase. Keep reading to learn more about secured loans.
Do You Know These 25 Surprising Facts About Credit?
Your credit score is one most important factors in your financial life. Do you know enough to keep yours healthy? Check your knowledge here!
This is How Credit Card Minimum Payments Keep You in Debt
Credit card minimum payments can help you protect your credit score, but they can also plunge you into debt. Keep reading to learn how to avoid that.
What is a Balance Transfer Credit Card?
Are you wondering ‘what is a balance transfer credit card?’ Here, we’ll answer that and help you know if a balance transfer card is right for you.
How Many Credit Cards Should I Have?
Are you wondering how many credit cards you should have? We’ve got answers. Keep reading to learn the benefits and risks of having multiple credit cards.
Is a Joint Credit Card Right for You? Here’s What No One Told You
Are you wondering if a joint credit card is right for you? Read more to learn the benefits and risks of adding cardholders to your credit card account.
How Long Does a Missed Payment Stay on Your Credit Report?
Wondering how long a missed payment stays on your credit report? Keep reading for the answers you need to protect your credit score and save money!
What Affects Your Credit Score in the UK?
Understanding what affects your credit score is vital for building credit. Read more to learn about the factors that impact your credit score in the UK.
Are Premium Credit Cards Worth It?
Premium credit cards may seem like a tempting offer, but are the costly annual fees worth the benefits? Keep reading to find out!
The Beginner’s Guide to Borrowing Money
Borrowing for the first time can be intimidating. Here, we’ve broken borrowing down so you can make the best decision for your circumstances.
Does Klarna Affect Your Credit Score?
Klarna is a popular way of splitting up or delaying payments, but using Klarna could put your credit score at risk. Keep reading to find out how.
How to Improve Your Credit Score in the UK - 3 Month Action Plan
Improving your credit score is a key part of long-term financial health. Read more for a 3-month credit-building action plan to get your score moving up.
Soft vs. Hard Credit Check: What’s the Difference?
When you apply for credit, it’s key to know the impacts of hard and soft credit inquiries. Read more to learn about the different types of credit checks.
What is Representative APR and Why is My APR Higher?
Credit card interest rates in the UK are much higher than other types of loans. Why is my APR so high? Learn more here!
What is a Good APR for a Credit Card in the UK?
Your APR determines how much interest your credit card charges accumulate. Read more to learn what a good APR is and why you shouldn’t carry a balance.
I Need a Loan but Keep Getting Declined: All About Refused Credit
Been refused credit? We feel your pain. Read more to learn about declined lines of credit, and how to avoid this in the future.
BNPL Cards vs. Traditional Credit Cards: What’s the Difference?
Buy now, pay later cards are gaining popularity in the UK. Learn more about the differences between BNPL cards and traditional credit cards here!
Does Universal Credit Affect Your Credit Score?
Read more to learn the effect of Universal Credit on your credit score. Also find out the 5 quick ways to improve your credit rating.
What is a Credit Builder Loan?
Credit builder loans help people with no credit or poor credit to build their positive payment history. Learn if this option is right for you.
Understanding Credit Utilisation
Understanding credit utilisation can be tricky, but learn all about how to understand what credit utilisation is here.
The Ultimate Credit Builders for 2022
Looking to improve or build your credit? Check out these credit builder apps, accounts, and checkers that can give you a head start!
Will a Notice of Correction Fix My Credit Score?
A notice of correction can be used to explain certain circumstances on your credit report. Learn about this here!
The Ultimate Guide to Credit Builder Cards for Bad Credit
Looking for a credit builder card for bad credit? We've compiled the ultimate guide so you can make an informed decision. Learn more about them here!
The Top Credit Builder Tools for 2022
Looking to get started building your credit in 2022? Start with these credit builder apps, cards and loans to get a head start!
The Electoral Roll and your Credit Score
Being on the electoral roll is an easy way to improve your credit score. Find out how with this guide from credit builder app Portify.
Improve Your Credit Score for a Mortgage in the UK
There's no magic credit score that can get you the mortgage you want, but find out how to build your credit score for a mortgage in the UK!
How to Get a Credit Line in The UK
Ever wondered what it takes to get a personal credit line in the UK? Learn more about the important steps you can take to achieve financial flexibility.
Halifax Credit Checker Explained
Have you thought about applying for a credit card or loan? Learn what to expect when using the Halifax credit checker to apply for loans or credit cards.
How to Repair Credit in the UK
Repairing a bad credit score can be tricky! Learn how to repair bad credit in the UK here!
Credit Builder Cards Explained
Credit builder cards are a specific category of credit cards designed to help you build credit. Are they worth your time and money? Find out more.
Beginner’s Guide to Building Credit the Right Way
Good credit is essential in order to make any major purchase in life: car, house, businesses, etc. Start building credit the right way, early. Here's how.
What are Credit Reference Agencies
A credit reference agency stores financial data about you to help lenders decide your creditworthiness. Learn more about this here!
What is the Average Credit Score in the UK?
Do you know the average credit score in the UK? Start here if you’re planning to move to the UK and need to build credit.
Do direct debits affect your credit score? It’s complicated
Direct debits don’t impact your credit score directly, but they can influence it. Keep reading to learn their real impact on your credit score.
Experience these benefits of budgeting in just three months
Budgeting is the foundation of healthy personal finance. Keep reading to learn about the top 10 benefits of budgeting.
Does switching banks really affect your credit score?
Switching banks can affect your credit score. Keep reading to learn how, and what you can do to minimise any damage from switching banks.
How to close a bank account — and 6 times when you should
If you want to know how to close a bank account, keep reading to learn how. Plus, learn how to avoid damaging your credit score when you close your account!
How does car finance work? Make your choice with confidence!
If you need a new car, you’ll want to know how car finance works. Read more to learn about the main types of car finance, and learn which is best for you.
What to Know About Credit Cards for the Self-Employed in the UK
Are you wondering if you can get a credit card while self-employed? We’ve got the answers to your questions—keep reading to learn more!
What’s the Difference Between Standing Orders & Direct Debits?
If you want to automate your bill payments, you should know the difference between standing orders and direct debits. Read more to learn the differences!
What to Know About Natwest Overdraft Charges in 2023
Overdraft charges generate billions of pounds for banks each year. Find out what you need to know about Natwest’s overdraft charges in 2023.
Should You Save or Pay Off Debt During a Recession?
Paying off certain debts during a recession could actually expose you to more risk. Read more to learn the best debts to pay off during a recession.
Does Opening a Bank Account Affect Your Credit Score?
Opening a bank account can provide you with a lot of benefits, but does doing so come with any drawbacks for your credit score? Keep reading to find out.
What is the Bank of England Base Rate and How Does It Affect Me?
Does the news about rising interest rates have you concerned or confused? Keep reading to learn what the Bank of England base rate rise might mean for you.
How Different Types of Interest Impact Your Credit
Understanding the different types of interest can be confusing. In this post, we share simple explanations & examples so you can confidently build credit.
BNPL Meaning: Explanation and Guide
BNPL Meaning: BNPL stands for buy now, pay later. Read more to learn about how BNPL works and how it impacts your credit.
Buy Now Pay Later Catalogues vs Klarna: What's the Difference?
BNPL is becoming increasingly popular. Read more to find out the difference between BNPL catalogues and BNPL schemes like Klarna.
Overdraft changes 2020: What do the changes mean for you?
Overdraft changes in 2020 mean that using your overdraft in 2022 might have become more expensive! Find out what the changes mean here.
What Credit Score is Needed to Buy a Car in the UK?
Ever wondered what credit score is needed to buy a car in the UK? The answer is not so clear cut. Learn more about this topic here!
What Credit Score Do You Need For a Phone Contract?
Learn about building your credit score, what credit score you need for a phone contract, and key steps to financial freedom.
Nationwide FlexPlus Account: 2022 Review
The Nationwide FlexPlus Account and FlexPlus overdraft are popular products in the UK, but are they still worth it after recent changes? Learn more here.
How to get car financing with no credit check
Getting car financing with no credit check might sound good, but it has its risks. Keep reading to learn more about financing a car without a credit check.
How to Get Accepted for a Loan in the UK
Have you ever worried about whether or not you’ll be accepted for a loan? Follow these steps to increase your chances of acceptance!
How long does bankruptcy stay on your credit report?
When you can’t pay your debts, bankruptcy may provide relief. If you do, how long does bankruptcy stay on your credit report? Read more to find out.
What is a DRO? Debt Relief Orders explained
DROs are a type of debt management solution, but is it right for you? Learn more about a DRO's pros, cons, and everything in between.
What is an IVA in the UK? Learn how they work
IVAs can give you major debt relief, but they come at a cost to your credit score. Read more to learn about IVAs and if they're right for your circumstances.
How long can you legally be chased for a debt in the UK?
Being chased for debts is incredibly stressful. When can you legally put an end to it? Keep reading to learn when debt collectors have to call it quits.
How to get out of your overdraft in 5 simple steps
If you’re like millions of other overdraft prisoners, you’re ready to get out of your overdraft for good. Read more to learn five simple steps for doing it.
Three signs a debt consolidation loan is right for you
A debt consolidation loan could help you manage your debts. Keep reading to learn if a debt consolidation loan is right for you.
What You Should Know Before Taking Out a Secured Loan
Are you considering taking out a secured line of credit? Read this first to fully understand the risks that are involved with secured loans.
Payday Loan Disadvantages and Risks in the UK
Need money fast? Read this before taking out a payday loan in the UK
What is Debt Consolidation and Will it Affect My Credit Score?
Debt consolidation is one technique for debt management. Learn more to see how it can impact your credit score in this blog from Pave.
How to Get Out of Debt in the UK
Getting out of debt can be overwhelming at first, but with the right techniques, anyone can do it. Read more to learn how to get out of debt in the UK.
If I Can’t Pay Off My Credit Cards in the UK What Will Happen?
Find out will happen if you can’t pay off your credit cards & how you can start rebuilding your credit today!
What is a default? Here’s what you should know
A default is what happens when you fail to make the repayments on a debt. Keep reading to learn more about how to recover from a default.
How to remove a CCJ from your credit report?
County Court Judgements (CCJ) are on the rise. Learn how you can remove a CCJ from your credit report and all the ways a CCJ impacts your credit score here.
Answered: What does ‘in debit’ mean on your energy bill?
Energy bills can be confusing. Here, we’ll explain what it means when your bill says that you’re ‘in debit’ and what you need to do!
How Much Rent Can I Afford?
Knowing how much rent you can afford is vital for a successful budget. Here, our simple calculator tools make it easy to see how much rent you can afford.
Rent Increase Laws in the UK
Have you ever wondered if there are any protections or laws against rent increases in the UK? Learn more about this relevant topic here.
Mind over Mortgage: Saving for your first home
Buying property and real estate is a goal for many and a good investment idea. Learn more about the most effective ways to save money for your first home.
Is Renting With Bad Credit Possible in the UK?
Renting a flat with bad credit can be tricky in the UK. Is it impossible? Find out more about how to gain access to housing, here!
How to Get a Mortgage With Bad Credit
Homeownership has many benefits but is it possible to buy a home with bad credit? Learn more on how to get a mortgage with bad credit here.
What Fees are Associated With Renting in the UK?
A lot has changed around what fees landlords are allowed to charge when renting in the UK. Learn the most up-to-date info here!
How to build your credit score with a student credit card
A student credit card is one of the best financial tools you can use. Keep reading to see how you can use one wisely and build your credit score early.
What to Know About the NatWest Student Account
NatWest’s student account is one of the most popular in the UK—but should you sign up for it when you head off to university? Read our review to find out!
What Are the Pros and Cons of the HSBC Student Account?
The HSBC student account is just one of the many student current accounts available in the UK. Is it right for you? Read our review to learn more!
FlexStudent: The Nationwide Student Account Reviewed
Entering university? You’ll need a student current account that meets your needs. Keep reading to learn if the Nationwide student account is right for you!
What Happens if You Don't Pay Your Student Loans? (UK)
Student loan debt can be overwhelming, but it won’t derail your finances. Read more to find out what happens if you don’t pay your student loans in the UK.
Does a Student Overdraft Affect Your Credit Score?
Student overdrafts are a huge benefit while you’re in university. But does a student overdraft affect your credit score? Keep reading to find out!
What is a Maintenance Loan in the UK? A Guide for Students
Maintenance loans help you pay for life’s expenses while you attend university. Keep reading to learn more about maintenance loans in the UK!
What You Should Know About the Santander Student Account
The Santander student account has useful benefits, but some drawbacks as well. Keep reading to learn if it’s the right student account for you!
How to Start Building Credit at 18
Did you know you can start building credit once you turn 18? These tips and tricks will help you start early and gradually build a strong credit score.
How to effortlessly split your bills based on income
Money is a source of stress for many couples in the UK. Here, we’ll share how you can split bills in a way that works for you. Keep reading to learn more!
Six Amazing Side Hustles That Can Boost Your Income
Side-hustles are common in the UK for earning extra income. But what are the best side hustles, and how can they benefit you? Learn more here.
Pros and Cons of Supermarket Credit Cards
Sainsbury’s and Tesco both offer credit cards - but which is better for building your credit score? Read more to make an informed decision.
How to Use a Credit Card Wisely
Credit cards can be intimidating, but with the right habits, you can use them to effectively build your credit score. Read our tips and tricks here.
9 Brilliant Tips for Building Credit and Becoming Financially Fit
Becoming financially fit isn’t easy, but it’s within your reach. Read more to learn 9 tips to build your credit and become financially fit.
Can you use buy now pay later with bad credit?
Buy now, pay later has some features that make it attractive if you have poor credit. But is it safe to use? Read more to find out!
Is a Drafty loan safe? Here's what you should know
Drafty is growing in popularity, and with that comes questions about how safe it is. Here, we’ll take a closer look at what you should know before borrowing.
Does gambling affect your credit score?
It can affect your finances, but does gambling affect your credit score? Learn how gambling habits indirectly affect credit and how to protect your financial health.
Why is my car insurance so high? Here’s how you can save £££
The cost of living crisis has the UK asking, ‘Why is my car insurance so high?’ Here’s what’s influencing premium costs and what you can do to save £££.
Does Clearpay Affect Your Credit Score?
BNPL services like Clearpay have grown in popularity, which has led many people to ask, ‘does Clearpay affect my credit score?’ Keep reading to find out!
Five Tips on How to Prepare for a Recession in the UK
With a recession looming, you may be worried about how it will affect you. Try following these five savvy tips to stay prepared!
What Does A Recession Mean For Me?
Recessions can lead to anxiety and uncertainty about your finances. Read more to learn what a recession is and how it might affect you.