Understanding what affects your credit score is vital for building credit. Read more to learn about the factors that impact your credit score in the UK.
Premium credit cards may seem like a tempting offer, but are the costly annual fees worth the benefits? Keep reading to find out!
Borrowing for the first time can be intimidating. Here, we’ve broken borrowing down so you can make the best decision for your circumstances.
Klarna is a popular way of splitting up or delaying payments, but using Klarna could put your credit score at risk. Keep reading to find out how.
Are you looking for housing in London but running into issues with credit checks? Check out these tips that you may not know about!
Improving your credit score is a key part of long-term financial health. Read more for a 3-month credit-building action plan to get your score moving up.
As the BOE raises the base rate again, mortgage holders with variable interest rates are feeling the consequences first hand. Keep reading to learn why.
Building credit when you’re new to the UK can be hard, but it is possible, and you don’t even need a credit card to get started. Read more to learn how.
Side-hustles are common in the UK for earning extra income. But what are the best side hustles, and how can they benefit you? Learn more here.
Paying off certain debts during a recession could actually expose you to more risk. Read more to learn the best debts to pay off during a recession.
With a recession looming, you may be worried about how it will affect you. Try following these five savvy tips to stay prepared!
Recessions can lead to anxiety and uncertainty about your finances. Read more to learn what a recession is and how it might affect you.
Are you considering taking out a secured line of credit? Read this first to fully understand the risks that are involved with secured loans.
Need money fast? Read this before taking out a payday loan in the UK
When you apply for credit, it’s key to know the impacts of hard and soft credit inquiries. Read more to learn about the different types of credit checks.
Debt consolidation is one technique for debt management. Learn more to see how it can impact your credit score in this blog from Pave.
Opening a bank account can provide you with a lot of benefits, but does doing so come with any drawbacks for your credit score? Keep reading to find out.
Does the news about rising interest rates have you concerned or confused? Keep reading to learn what the Bank of England base rate rise might mean for you.
Overdrafts are common in the UK, but do you really know what the consequences of an overdrawn account are? Keep reading to learn more.
Getting out of debt can be overwhelming at first, but with the right techniques, anyone can do it. Read more to learn how to get out of debt in the UK.
Understanding the different types of interest can be confusing. In this post, we share simple explanations & examples so you can confidently build credit.
If you’re renting for the first time, you may be required to have a guarantor. Learn what a guarantor is and when you need one here.
BNPL Meaning: BNPL stands for buy now, pay later. Read more to learn about how BNPL works and how it impacts your credit.
Find out will happen if you can’t pay off your credit cards & how you can start rebuilding your credit today!
Credit card interest rates in the UK are much higher than other types of loans. Why is my APR so high? Learn more here!
Your APR determines how much interest your credit card charges accumulate. Read more to learn what a good APR is and why you shouldn’t carry a balance.
Did you know you can start building credit once you turn 18? These tips and tricks will help you start early and gradually build a strong credit score.
Sainsbury’s and Tesco both offer credit cards - but which is better for building your credit score? Read more to make an informed decision.
BNPL is becoming increasingly popular. Read more to find out the difference between BNPL catalogues and BNPL schemes like Klarna.
Been refused credit? We feel your pain. Read more to learn about declined lines of credit, and how to avoid this in the future.
Credit cards can be intimidating, but with the right habits, you can use them to effectively build your credit score. Read our tips and tricks here.
Did you know that 60% of BNPL customers are worried about the impact on their credit score? Keep reading for more insights from Pave's survey.
Buy now, pay later cards are gaining popularity in the UK. Learn more about the differences between BNPL cards and traditional credit cards here!
Read more to learn the effect of Universal Credit on your credit score. Also find out the 5 quick ways to improve your credit rating.
Students and grads, here are 5 quick reasons why finances and credit scores should be at the top of your priority list in 2022!
Building credit isn’t a piece of cake! Here's a short guide to understanding and improving your credit score as a student and graduate.
Becoming financially fit isn’t easy, but it’s within your reach. Read more to learn 9 tips to build your credit and become financially fit.
We're thrilled to launch the new Pave app - our same easy-to-use interface, now with exciting new features.
Credit builder loans help people with no credit or poor credit to build their positive payment history. Learn if this option is right for you.
Understanding credit utilisation can be tricky, but learn all about how to understand what credit utilisation is here.
Overdraft changes in 2020 mean that using your overdraft in 2022 might have become more expensive! Find out what the changes mean here.
Looking to improve or build your credit? Check out these credit builder apps, accounts, and checkers that can give you a head start!
A notice of correction can be used to explain certain circumstances on your credit report. Learn about this here!
A default is what happens when you fail to make the repayments on a debt. Learn more here.
Ever wondered what credit score is needed to buy a car in the UK? The answer is not so clear cut. Learn more about this topic here!
Learn about building your credit score, what credit score you need for a phone contract, and key steps to financial freedom.
Looking for a credit builder card for bad credit? We've compiled the ultimate guide so you can make an informed decision. Learn more about them here!
Looking to get started building your credit in 2022? Start with these credit builder apps, cards and loans to get a head start!
Being on the electoral roll is an easy way to improve your credit score. Find out how with this guide from credit builder app Portify.
Have you ever wondered if there are any protections or laws against rent increases in the UK? Learn more about this relevant topic here.
The Nationwide FlexPlus Account and FlexPlus overdraft are popular products in the UK, but are they still worth it after recent changes? Learn more here.
Buying property and real estate is a goal for many and a good investment idea. Learn more about the most effective ways to save money for your first home.
Renting a flat with bad credit can be tricky in the UK. Is it impossible? Find out more about how to gain access to housing, here!
There's no magic credit score that can get you the mortgage you want, but find out how to build your credit score for a mortgage in the UK!
County Court Judgements (CCJ) are on the rise. Learn how you can remove a CCJ from your credit report and all the ways a CCJ impacts your credit score here.
Ever wondered what it takes to get a personal credit line in the UK? Learn more about the important steps you can take to achieve financial flexibility.
Have you ever wondered how long a CCJ stays on your credit file and what the effects of one are? Learn more about this important topic here!
Have you thought about applying for a credit card or loan? Learn what to expect when using the Halifax credit checker to apply for loans or credit cards.
County Court Judgements (CCJ) are on a historic rise in 2021. How long does a CCJ last and what is the impact? Learn more here!
Getting car financing with no credit check might sound good, but it has its risks. Keep reading to learn more about financing a car without a credit check.
Repairing a bad credit score can be tricky! Learn how to repair bad credit in the UK here!
Homeownership has many benefits but is it possible to buy a home with bad credit? Learn more on how to get a mortgage with bad credit here.
Have you ever worried about whether or not you’ll be accepted for a loan? Follow these steps to increase your chances of acceptance!
A lot has changed around what fees landlords are allowed to charge when renting in the UK. Learn the most up-to-date info here!
As the financial outlook continues to evolve in 2021, it’s important to stay updated. Learn everything you need to know about Barclays overdraft here.
Credit builder cards are a specific category of credit cards designed to help you build credit. Are they worth your time and money? Find out more.
Credit builder cards may not always be the only option to build credit. Check out these useful credit builder card alternatives!
The number of self employed jobs grew in 2020 in the UK. Learn about what it means to be self employed and the best opportunities for work in 2022 here!
Good credit is essential in order to make any major purchase in life: car, house, businesses, etc. Start building credit the right way, early. Here's how.
Obtaining approval for a mortgage loan can be stressful, especially with bad credit. Are there mortgage lenders that don’t need credit scores?
London is one of the greatest cities in the world. But is it still possible to live here on a tight budget? Learn more here!
A credit reference agency stores financial data about you to help lenders decide your creditworthiness. Learn more about this here!
The new year is a perfect time to perform a credit fix and plan for a new year of finances. Learn 8 tips to get your credit fixed in 2022, here!
Do you know the average credit score in the UK? Start here if you’re planning to move to the UK and need to build credit.
Equifax has recently changed its credit score range, so your credit score will most likely have changed too! Read more here.
Will a good credit score save you 50p? £500? £5,000? More? As a company, Pave is committed to building credit scores to help our customers save money.
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