Find out will happen if you can’t pay off your credit cards & how you can start rebuilding your credit today!
Credit card interest rates in the UK are much higher than other types of loans. Why is my APR so high? Learn more here!
Your APR determines how much interest your credit card charges accumulate. Read more to learn what a good APR is and why you shouldn’t carry a balance.
Did you know that you’re eligible to start building credit once you turn 18 years old? Here are some top tips and tricks to start early and gradually build a strong credit score.
Sainsbury’s and Tesco both offer credit cards - but which is better, and should you use either to build your credit score? Read more to make an informed decision.
BNPL is becoming increasingly popular. Read more to find out the difference between BNPL catalogues and BNPL schemes like Klarna.
Been refused credit? We feel your pain. Read more to learn about declined lines of credit, and how to avoid this in the future.
Credit cards can be intimidating, but with the right habits, you can use them to effectively build your credit score. Read our tips and tricks here.
Pave surveyed over 1,000 UK consumers to find that 60% of BNPL customers are worried about the impact on their credit score as product begins to show on credit reports.
Buy now, pay later cards are gaining popularity in the UK. Learn more about the differences between BNPL cards and traditional credit cards here!
Read more to learn the effect of Universal Credit on your credit score. Also find out the 5 quick ways to improve your credit rating.
Students and grads, here are 5 quick reasons why finances and credit scores should be at the top of your priority list in 2022!
Building credit isn’t a piece of cake! Here's a short guide to understanding and improving your credit score as a student and graduate.
Becoming financially fit isn’t easy, but it’s within your reach. Read more to learn 9 tips to build your credit and become financially fit.
We are so excited to finally launch the new Pave app - the same easy-to-use interface that's already helped thousands of people build better credit with some exciting new features.
A credit builder loan is designed to help people with no credit or poor credit to build their positive payment history. Learn if this option is right for you.
Understanding credit utilisation can be tricky, but learn all about how to understand what credit utilisation is here.
Overdraft changes in 2020 mean that using your overdraft in 2022 might have become more expensive! Find out what the changes mean here.
Looking to improve or build your credit? Check out these credit builder apps, accounts, and checkers that can give you a head start!
A notice of correction can be used to explain certain circumstances on your credit report. Learn about this here!
A default is what happens when you fail to make the repayments on a debt. Learn more here.
Ever wondered what credit score is needed to buy a car in the UK? The answer is not so clear cut. Learn more about this topic here!
Find out more about building up your credit score, securing a phone contract, and taking steps to financial freedom. What credit score do you need for a phone contract?
If you're looking for a credit builder card for bad credit, we've compiled the ultimate guide so you can make an informed decision. Learn more about them here!
Looking to get started building your credit in 2022? Start with these credit builder apps, cards and loans to get a head start!
Being on the electoral roll is an easy way to improve your credit score. Find out how with this guide from credit builder app Portify.
Have you ever wondered if there are any protections or laws against rent increases in the UK? Learn more about this relevant topic here.
The Nationwide FlexPlus Account and FlexPlus overdraft is a popular offering in the UK. Is it still worth it after recent changes to the offering? Learn more here.
Buying property and real estate is a goal for many and a good investment idea. Learn more about the most effective ways to save money for your first home.
Renting a flat with bad credit can be tricky in the UK. Is it impossible? Find out more about how to gain access to housing, here!
There's no magic credit score that can get you the mortgage you want, but find out how to build your credit score for a mortgage in the UK!
County Court Judgements (CCJ) are on the rise. Learn how you can remove a CCJ from your credit report and all the ways a CCJ impacts your credit score here.
Ever wondered what it takes to get a personal credit line in the UK? Learn more about the important steps you can take to achieve financial flexibility.
Have you ever wondered how long a CCJ stays on your credit file and what the effects of one are? Learn more about this important topic here!
Have you thought about applying for a credit card or loan? Learn what to expect when using the Halifax credit checker to apply for loans or credit cards.
County Court Judgements (CCJ) are on a historic rise in 2021. How long does a CCJ last and what is the impact? Learn more here!
Getting car financing with no credit check might seem like the dream, however be careful of people that promise the world! Learn if you can get car financing without a credit check here.
Repairing a bad credit score can be tricky! Learn how to repair bad credit in the UK here!
Homeownership has many benefits but is it possible to buy a home with bad credit? Learn more on how to get a mortgage with bad credit here.
Have you ever worried about whether or not you’ll be accepted for a loan? Follow these steps to increase your chances of acceptance!
A lot has changed around what fees landlords are allowed to charge when renting in the UK. Learn the most up-to-date info here!
As the financial outlook continues to evolve in 2021, it’s important to stay updated. Learn everything you need to know about Barclays overdraft here.
Credit builder cards are a specific category of credit cards designed to help you build credit. Are they worth your time and money? Find out more.
Credit builder cards may not always be the only option to build credit. Check out these useful credit builder card alternatives!
The number of self employed jobs grew in 2020 in the UK. Learn what it means to be self employed and where the best opportunities for work are in 2022 here!
Good credit is essential in order to make any major purchase in life: car, house, businesses, etc. Start building credit the right way, early. Here's how.
Obtaining approval for a mortgage loan can be stressful, especially with bad credit. Are there mortgage lenders that don’t need credit scores?
London is one of the greatest cities in the world. But is it still possible to live here on a tight budget? Learn more here!
A credit reference agency stores financial data about you to help lenders decide your creditworthiness. Learn more about this here!
The new year is a perfect time to perform a credit fix and plan for a new year of finances. Learn 8 tips to get your credit fixed in 2022, here!
Do you know the average credit score in the UK? Start here if you’re planning to move to the UK and need to build credit.
Equifax has recently changed its credit score range, so your credit score will most likely have changed too! Read more here.
Will a good credit score save you 50p? £500? £5,000? More? As a company, Pave is committed to building credit scores to help our customers save money.
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