Build Credit
Plane Saver members get 20% off their first month of Pave Plus! Contact Plane Saver to get your discount.
Building credit isn't a piece of cake.
But over 90%* of our customers improve their scores. Here's how.
What makes our solution better
£0 hidden fees
7 days a week
more debt or credit cards
for Plus members*
with top reviews
Why is Pave effective at building credit?
Our Memberships
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Here’s what our users say
FAQ
Pave can build your credit score in three ways. None of these require a hard credit check, and can help if you are new to credit or looking to build your credit.
Free: After you connect a bank account, we scan your account for recurring subscriptions and bills. We then send smart alerts to encourage on-time payments of your recurring expenses. This shows you can repay expenses on time and in full, and can help build your credit score. Read More...
Portify/Pave is authorised and regulated by the Financial Conduct Authority under firm registration number 828125/826665. This means we have been approved to access and display your banking information. You can find us on the FCA register.
We use the same end-to-end 256-bit TLS encryption method used by all major banks. We also never store any of your sensitive details on our servers. Read More...
A credit score is made up of five factors according to Experian: payment history, credit utilisation, credit history length, credit mix and how new your credit is. Each factor has a different weight in deciding your credit score.
Below you will see a list of factors according to Experian.
- Payment history
- Credit utilisation
- Credit history length
- Credit mix
- How new your credit is Read More...
We show your TransUnion credit score.
We’re working with TransUnion as they’re one of the UK’s top Credit Reference Agencies, whose records are checked by some of the major UK banks and credit providers. Read More...