Our products
Make affordability checks in real time
Our industry leading income and expense verification models help you make robust assessments, instantly.
Fuse's affordability models were compared against 5+ providers in the market, showing superior performance every time. We help you make the best decisions for customers and fulfil FCA duties.
Fuse's affordability models were compared against 5+ providers in the market, showing superior performance every time. We help you make the best decisions for customers and fulfil FCA duties.
Improve outcomes with advanced decisioning models
Trained on real lending outcomes data, our models are proven to reduce loss rates and help you acquire more customers.
Fuse provides over 1,000+ powerful credit risk features for scorecards and decisioning. We combine credit file data with Open Banking data to boost acceptances and reduce losses.
Fuse provides over 1,000+ powerful credit risk features for scorecards and decisioning. We combine credit file data with Open Banking data to boost acceptances and reduce losses.
Why use Fuse?
50%
Reduction in a client's loss rates shown using Fuse's decisioning models
+25%
Gini coefficient uplift achieved using Fuse's Open Banking and credit file models
140,000+
Proprietary lending decisions used to build our decisioning models
Fuse offers
Experts on hand
We bring our expertise in combining Open Banking and credit file data, working with you to maximise the value-add of each deployment.
Multi-geo
Our powerful transaction enrichment models let you scale into new geographies without compromising decisioning quality.
Analytics dashboard
We offer a credit decisioning dashboard to support with manual underwriting and data visualisation.
Bring your own data
Our solution works with any major Open Banking transaction provider or CRA. No need to replace your existing data integrations.
Time savings
Our analytics models free up valuable resources and help you achieve key business objectives faster.
Easy integration
Our state of the art RESTful API docs have been iterated based on client feedback for ease of integration.
Who uses Fuse?
Lenders
Increase acceptances and reduce loss rates with our advanced decisioning models.
BNPL
Conduct robust affordability assessments for your customers and fulfil upcoming FCA duties.
Fintechs
Build personalized budgeting and credit health management apps that help customers manage their finances better.
Build with confidence
Scalable
Our API is designed to be scalable and resilient to your workload, no matter how bursty or unpredictable.
See our public uptime records and explore our SLA commitments to you.
See our public uptime records and explore our SLA commitments to you.
Quick
We have clear and easy to navigate docs on our REST APIs, with code snippets ready to go in the languages of your choice. Open API specifications are also available for integration into your development tooling.
Get support from the Fuse Onboarding team to help you get setup as quickly as possible.
Get support from the Fuse Onboarding team to help you get setup as quickly as possible.
Secure & Compliant
All data is encrypted in-transit and at-rest and we follow strict security processes.
We also provide clear and easy to use APIs around GDPR compliance.
We also provide clear and easy to use APIs around GDPR compliance.
Start making better decisions today
